Credit Score Articles

7 Ways to Fix Your Credit
Tammi Huang

July 19, 2025

Your credit score affects many aspects of your life. If your score is less than stellar, don't worry. There are several ways to fix your credit.

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How to Check Your Credit Score
Rebecca Lake

July 18, 2025

Learn how to check your credit score for free, how to check your credit score without hurting it, and where to get a free credit score.

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What's a Credit Report and How Do I Get Mine?
Dana George

July 17, 2025

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

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What Is the Lowest Credit Score?
Cole Tretheway

July 17, 2025

While very rare, the lowest possible credit score is 300. However, any credit score under 500 is low and under 580 is sub-prime. A low credit score can…

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How to Boost Your Credit After Settling Debts
Mallika Mitra

July 16, 2025

Just settled your debt? Don’t stress—here’s how to rebuild your credit score and get back on track, one smart move at a time.

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Does Paying Off Debt Improve Your Credit Profile?
Ashley Maready

July 15, 2025

Many people who have debt problems often suffer from a bad credit profile as well.…

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How Does Credit Repair Work?
Richard Barrington

July 15, 2025

Whether you work on credit repair yourself, or hire a company to do it for you, understanding the process can help you improve your credit. Learn more.

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Can You Raise Your Credit Score 100 Points Overnight?
Brittney Myers

July 14, 2025

You can't raise your credit score 100 points overnight; however, there are several steps you can take to improve...

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How Do Student Loans Affect Credit Score?
Maurie Backman

July 14, 2025

Learn how having student debt can help or harm your credit scores.

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How to build credit in 3 steps

Building (or rebuilding) credit is easier than you think. Follow our guide, build a great credit score, and pay less for everything you finance.

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Hard Inquiry vs. Soft Inquiry: What's the Difference?
Rebecca Lake

July 13, 2025

Hard and soft inquiries happen when someone checks your credit. Learn the differences to help keep your credit record in good shape.

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FICO Score vs. Credit Score – What Is the Difference?
Rebecca Lake

July 12, 2025

Is your FICO score the same as your credit score? What other credit scores are there? Learn about FICO score, VantageScore and other credit scores.

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What Is a Good Credit Score
Richard Barrington

July 12, 2025

What is a good credit score? Generally speaking, a high 600s or above score is considered a good credit score, but it depends on the lender and industry.

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Credit Score Chart and Credit Score Range
Richard Barrington

July 12, 2025

Check your credit score and see where it falls on a credit score chart. A typical FICO credit score chart ranges from 300 - 800.

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How to Raise Your Credit Score
Richard Barrington

July 12, 2025

How to raise your credit score? Before shopping for a loan., follow these steps to raise your credit score fast. 1. Clear up errors on your credit report 2. Resolve any ...

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How Often Does Your Credit Score Update?
Kailey Hagen

July 11, 2025

Your credit score is updated every time a lender or creditor provides new data to the credit bureaus.Your credit score changes based on the most recent data and…

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Why is My Credit Score Different on Different Sites?
Brittney Myers

July 7, 2025

Credit scores are fluid. They can change over time and what you see on one site might not be reflected on another.

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Who Can Access Your Credit Report?
Ben Gran

July 6, 2025

Certain entities can access your credit report, and they don’t always need your permission. Find out more here.

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Why Did My Credit Score Drop?
Ben Gran

July 5, 2025

Did you check your credit and ask, “Why Did My Credit Score Drop”? Learn 10 reasons why your credit score can suddenly drop and…

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What's a credit report and how do I get mine?
Dana George

July 4, 2025

You can get a fresh copy of your credit report for free every week. Learn how, and why it matters.

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Does Unemployment Affect Your Credit Score?
Erik J. Martin

July 3, 2025

Americans are dealing with unemployment and the financial impact during the coronavirus outbreak. Find out…

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How Does Student Loan Forbearance Affect Your Credit Score?
Ben Gran

July 3, 2025

Your credit score may have gone up due to federal student loan deferment. Learn how…

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Is a 600 Credit Score Good or Bad?
Richard Barrington

July 2, 2025

A 600 credit score is considered a sub-prime and not a good score. Find out more about your credit score and learn steps you can take to improve your credit.

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5 Credit Score Factors You Should Know

Explore some of the most commonly asked questions about credit scores and get a deeper understanding of how they’re calculated and the steps you can take to improve your score.

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The Good, Fair, and Poor: How Your Credit Score Is Determined
Lyle Daly

June 30, 2025

Learn about five factors that make up the mystery behind your credit score.

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